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Today’s Menu

• Google Just Gave AI Agents Your Credit Card

• Corporate Bitcoin Buying Hit a Wall (But Not Why You Think)

Markets

TODAY IN AI

Google Just Gave AI Agents Your Credit Card

Google's Agent Payments Protocol landed with backing from 60+ financial giants, and it's about to turn AI agents into autonomous shoppers with your money.

The framework creates secure digital "mandates" requiring dual user approval - an Intent Mandate for searching and Cart Mandate for payments. It supports traditional cards, bank transfers, and stablecoins through partnerships with Coinbase and other crypto firms.

American Express, Mastercard, PayPal, Salesforce, and Intuit all signed on. The technical specs are already live on GitHub for open adoption.

This isn't just another payment API - it's the infrastructure for AI agents to handle commerce independently while maintaining accountability. The protocol bridges the trust gap that's been holding back autonomous AI transactions.

The reality check: We're witnessing the birth of AI commerce. When agents can securely spend your money across platforms without constant permission requests, the friction disappears completely.

Every e-commerce company not integrating this framework will watch AI-native competitors eat their lunch. The shopping experience is about to become unrecognizably automated.

TODAY IN CRYPTO

Bitcoin Shrugs at 'Guaranteed' Fed Cut

Markets are pricing 96% odds for a 0.25% Fed rate cut today, and Bitcoin traders are acting like it's already ancient history.

BTC has held steady around $115K-$116K all week - coiled but unmoved by what should be bullish monetary policy. Bitwise strategist Juan Leon nailed it: "It does seem to be pretty priced in... Where it gets interesting is what Powell says afterwards."

The real game happens when Jerome Powell takes the mic. Dovish commentary could ignite crypto rallies, while hawkish tones flatten momentum completely.

ETF flows tell a different story though. U.S. spot Bitcoin ETFs just notched six straight days of inflows, adding $260M on September 15 alone. Spot Ether products stacked $360M across five consecutive days.

Here's the twist: prediction markets still show slim odds for a surprise 50 bps cut. That would spark the "renewed leg higher" that 21Shares' Matt Mena expects.

The brutal truth: The cut itself won't move Bitcoin. Powell's words will determine whether institutional appetite meets Q4 seasonality for the face-melting rally everyone expects.

History says September stays shaky while Q4 delivers Bitcoin's strongest performance. With rate cuts confirmed and ETF money flowing, the setup is textbook perfect.

But markets hate certainty. When everyone expects the same outcome, surprises hit hardest.

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Thanks for reading!

Until next time,

Damon James